2012年1月19日 星期四

Best Investments | Bargain Properties In Greenville Sc: Solid Investments In ...

Houses are Still the Best Investments

Investment schemes are all over the internet, from forex trading to pushing personal care products. However, investing your hard-earned money on bargain houses is practical than delving into the mysteries of forex exchange and gold trading or selling personal care products. With several bargain properties in Greenville SC and in other states, you can get a dream house that will consistently earn money for you. A house is a necessity for young people who want to be on their own, newlyweds, and for those being transplanted to another State for job reasons. No matter the mortgage bust, people will still need houses and they will be aiming for affordable housing within their budget. On this note, you can buy a nice single family residence for $210,000 and flip it over for a profit or rent it out to tourists or students.

Investing your money in houses gives you the full confidence that you can actually see your investment and have the property deeds in your name. Rain or shine, you are sure your investment is solid and as the value of property increases, so will your profits when you unload it at the right time.

How to Profit from Bargain Houses

Foreclosed properties are owned by the bank that sees it fit to sell these properties at a lower price rather have a ton of non-performing assets eating into their revenues. You either buy the house/s in cash or get a bank loan to finance the purchase of the bargain properties in Greensville SC or the nearby States. There is no magic formula to succeed in this business - buy a house, fix it up, and sell. If the property is in good condition, a few tweaks can upgrade the value of the house and you can sell the house for a profit. Or if you want to maintain the ownership of the property, refurbish it and rent it out to pay off the bank loan.

Why Greenville, SC?

Greenville in South Carolina is a wonderful place with several nature parks, panoramic beaches great for surfing, great romantic hideaways, and a bustling economy. The weather is temperate and the laid-back atmosphere makes it a haven for retirees, students, and honeymooners who prefer the countrified feel and the clean air in the suburbs. The bargain properties are scattered across beautiful places always within range of busy malls, beaches, and schools. Also, Greenville is dotted with state colleges and universities and this makes it perfect to rent out houses for students. Other investors make it easy for students to rent the place by approving co-renting to make it easy on their budget and to get sure money monthly. The house is not rented out until a party is ready to rent the place for smart business reasons.

Once you have invested your money on a $50,000 or $150,000 home, you are sure to get your profits from the bargain properties in Greenville SC using great makeovers. If somebody dissuades saying it would be difficult, you'll miss your chance.

How To Invest | How To Invest Online As A Beginner

Online investing can be scary on a number of fronts from a fear of putting your identity out there on some online broker's website, to losing your nest egg in a bad stock investment to just not knowing how to pick a stock or how to research a mutual fund. The good news is that investing online isn't all that difficult for beginners. In fact I'll take it a step further and say that online brokers cater not to experienced investors, but to first time investors like yourself and they make it simple and easy to do so.

The first thing you need to do as a beginner investor is to set up some kind of trading account with an online broker. There are many to choose from, Scottrade and Schwab are some good examples, but there are dozens of great options so go and choose the right one for you.

If you aren't sure which broker is right for you a great place to start is the fees that they charge. Since brokers aren't selling you their stock they make money by charging you fees whether it is commissions for each trade or account maintenance fees and each broker has a different fee structure so take a little time to figure out which fee structure works best for you.

If you plan on making only a few trades in your account then you should probably not worry as much about the commission (charged only when you make a trade) and be more concerned with fees involving your account like minimum balance levels or maintenance fees. If on the other hand you plan to be a day trader who makes many trades (which I strongly recommend against as a beginner investor) then you would want an account with lower commissions.

Once you have your account get out there and do research. I cant recommend enough about the value of doing good research, because too many people buy and sell stocks and funds on emotion rather than doing a few hours of research to figure out which stocks are right for them. Information for good research is free and can be found on many major finance websites like Yahoo finance or your online broker's website. Use these tools wisely and you'll retire comfortably.

Investment Calculator | Savings Calculator

A savings calculator cannot take into account inflation, tax, investment losses or changes in interest rates, but still, it can be used as an estimate of how you are doing with your savings plan. It may be just the motivation you need to make that extra savings effort. You might decide that you can put off your retirement, or keep working just part time for a year or two.

You can do very simple calculations with an investment calculator such as finding out how much you would save over the next five years if you forgo that daily cappuccino or weekly magazine. Saving need not be all that difficult and while some may look at it as what you must go without today, really their attitude should be what they will gain tomorrow. A savings calculator can help make this change in attitude.

2012年1月18日 星期三

Hedge Funds | Analysts Question China's Economy

"The data doesn't add up," the London-based Daily Telegraph quoted one manager saying. "We think we've experienced credit bubbles over the past few years, but China is the biggest. And yet the global economy is looking to China as not just a crutch but a springboard out of the recession. It's crazy."

Hedge funds especially tend to have exposure to greater risks and accordingly have very keen analytical skills as a result. However more of them are now turning to viewing China not as a burgeoning economy sustaining world growth, but as a potentially massive trouble spot.

Mark Hart of Corriente Advisors, famous for being the American hedge fund manager who made millions of dollars predicting both the subprime crisis and the European sovereign debt crisis, has started a fund based on the belief that rather than being the "key engine for global growth," China is an "enormous tail-risk." Hugh Hendry, former star of Odey Asset Management, also launched a distressed China fund at Eclectica Asset Management.

Other analysts are also becoming bearish. Lombard Street Research published a warning of China's "already dangerously home-grown inflation," while a recent study by Fitch concluded that if China's economic growth falls to 5 percent this year, rather than the expected 10 percent, global commodity prices would plunge by as much as 20 percent. China is the global price-setter for oil, coal and base metals.

"Economists have contrarian views all the time. But these hedge funds have their shirts on the line and do their analysis carefully. The flurry of 'distress China' funds is a sign to sit up," one economist told the Telegraph.

Similarly, Corriente Advisors stated: "We expect the economic fallout from a slowdown of China's unsustainable levels of credit and growth to be as extraordinary as China's economic outperformance over the past decade." The financiers' arguments center on the belief that China's demand is not real but manufactured by the state.