SMSF is a misnomer, since it is almost impossible for the administrator - to - to do everything, except to have specific knowledge and skills such as being an investment banker, accountant or attorney. Professional investment advice should be sought to obtain the best possible performance. And sometimes an accountant must be paid to do those many onerous tasks of the audit and record keeping. While these people should be paid, although they may spend hours each week the administration of the trust, you can not pay.
And even if you hire a company to help with the burdensome tasks associated with the SMSF is no guarantee that it will be able to advise on the best investments. Some companies only parts of the audit and tax return and leave the rest up to you.
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