Investing In Bonds |

For those wishing to invest their money - usually those who want to save a nest egg for retirement or their children organized for school - there are plenty of choices to make. You can 't jump on any provision, and especially not the first offer that comes your way. Perhaps the more pertinent question might ask whether the investment is, what should I invest in oneu - in other words, what 's to invest in now?

1. Put your money first

The final aspect of investing in bonds should not 't the qustion as to what you should buy or sell, but rather the amount of capital that will win in the form of dividends. Remember, you aren 't buy stocks, you are investing. This means an expected return on your investment.

2. Stocks

If you plan to invest in stocks, as a rule is to keep at least 10 years. The shares will, in this period of time than any other possible investment. Don 't even think about real estate, bonds or commodities, stocks are definitely the way forward and it is not uncommon to see yields to above 10%.

Of course, that does not mean that stocks are always the safest option. In fact, few investors buy stocks and hold for ten years or more. Furthermore, with the exception of investment funds individuals tend not to invest in stocks, in general, but rather in a particular company. And even then, times have changed because new technologies and better happen. General Electric does not make most of their income from the bulbs, for example.

2. Bonds

If you're going with a bonus, first, to pay a minimum of $ 5,000. That will definitely want to invest in a bond that is rated AA or higher, and adhere to a known, major brokerage to handle your investment. Even with inflation you can expect that only 4% of earnings per year. Of course, 4% of $ 5,000 is only $ 200, but over a period of 10 years becomes $ 2,000. Of course, today 's economy $ ₩ 2000' t even last a month for rent, food, utilities, etc. Even so, bonds have advantages no other instrument enjoys. Since they have a fixed interest rate and maturity date, their behavior is more easily predictable, given plausible assumptions about changes in interest rates and other economic factors. You can 't attribute this kind of assurance populations, for example.

3. Currencies or commodities

The beginning investor should not engage in trade in commodities or currencies as the FOREX. Don 't believe the hype surrounding these investments - there is a reason why so much money is floating out there - people are losing!

4. Real estate

If you think the value of real estate is always increasing, you're wrong. Although a great way to earn substantial profits if you are going to make any real money, you have to be able to invest a lot of capital - more than any other variety of investment. Many simply can 't do it part time and try to work full time. Some succeed, not many.

5. Funds

If you are looking to make fast money, funds are a great alternative to direct investment. Mutual funds, one of the most common pool investor money and diversify investment (usually) on a variety of instruments - stocks, bonds, currencies, commodities, etc. Investors save money by not incurring a fee every trade, but management pay fees of one kind or another (usually annual), and they can eat a lot in the overall return on your investment.